.adviselink-home .phero{position:relative;overflow:hidden;background:radial-gradient(120% 85% at 76% 6%,#16294f 0,transparent 60%),linear-gradient(167deg,#0d1b3e,#0a1533 50%,#061323);padding:clamp(74px,10vw,128px) 0 clamp(56px,7vw,92px);border-bottom:1px solid var(--navy-line)}.adviselink-home .phero__rings{width:min(980px,125vw);height:min(980px,125vw);right:-26%;top:-40%}.adviselink-home .phero .eyebrow{display:flex;align-items:center;gap:14px}.adviselink-home .phero .eyebrow:before{content:"";width:34px;height:2px;background:var(--gold)}.adviselink-home .phero h1{max-width:17ch;font-size:clamp(36px,5.6vw,68px)}.adviselink-home .phero__sub{font-family:var(--display);font-style:italic;font-size:clamp(18px,1.9vw,24px);line-height:1.45;color:var(--mist);margin:22px 0 0;max-width:42ch}.adviselink-home .phero__meta{display:flex;flex-wrap:wrap;gap:10px 34px;margin-top:40px;padding-top:24px;border-top:1px solid var(--navy-line)}.adviselink-home .phero__meta div{font-size:14px;color:var(--mist);font-weight:300}.adviselink-home .phero__meta b{display:block;font-size:9.5px;font-weight:900;letter-spacing:.22em;text-transform:uppercase;color:var(--mist-dim);margin-bottom:4px}.adviselink-home .phero__meta strong{color:#fff;font-weight:700}.adviselink-home .phero__for{margin:34px 0 0;padding:16px 22px;border-left:3px solid var(--gold);background:rgba(6,19,35,.55);font-size:15px;line-height:1.6;color:var(--mist);font-weight:300;max-width:68ch}.adviselink-home .phero__for b{color:#fff;font-weight:700}.adviselink-home .paper{padding:clamp(56px,7vw,96px) 0 clamp(72px,9vw,120px);overflow:visible}.adviselink-home .paper__grid{display:grid;grid-template-columns:236px minmax(0,1fr);gap:clamp(34px,5vw,84px);align-items:stretch}.adviselink-home .toc__in{position:sticky;top:86px}.adviselink-home .toc__k{font-size:9.5px;font-weight:900;letter-spacing:.3em;text-transform:uppercase;color:var(--slate-soft);margin:0 0 14px;padding-bottom:12px;border-bottom:2px solid var(--gold)}.adviselink-home .toc ol{list-style:none;margin:0;padding:0}.adviselink-home .toc a{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:baseline;padding:8px 0 8px 12px;margin-left:-13px;border-left:2px solid transparent;text-decoration:none;font-size:13px;line-height:1.35;color:var(--slate);font-weight:400;transition:color .2s,border-color .2s}.adviselink-home .toc a i{font-style:normal;font-size:10px;font-weight:900;letter-spacing:.08em;color:var(--slate-soft)}.adviselink-home .toc a:hover{color:var(--navy)}.adviselink-home .toc a[aria-current=true]{color:var(--navy);font-weight:700;border-left-color:var(--teal-dark)}.adviselink-home .toc a[aria-current=true] i{color:var(--teal-dark)}.adviselink-home .paper__body{max-width:74ch;min-width:0}.adviselink-home .paper__part{padding:clamp(40px,5vw,64px) 0 0;scroll-margin-top:92px}.adviselink-home .paper__part+.paper__part{margin-top:clamp(44px,5vw,66px);border-top:1px solid var(--line-light)}.adviselink-home .paper__part:first-child{padding-top:0}.adviselink-home .part__n{font-size:10.5px;font-weight:900;letter-spacing:.3em;text-transform:uppercase;color:var(--teal-dark);margin:0 0 12px}.adviselink-home .part__t{font-size:clamp(27px,3.1vw,40px);color:var(--navy);max-width:24ch}.adviselink-home .part__lede{font-family:var(--display);font-style:italic;font-size:clamp(18px,1.75vw,21px);line-height:1.5;color:var(--slate);margin:18px 0 26px;padding-bottom:22px;border-bottom:1px solid var(--line-light)}.adviselink-home .paper__body p{font-size:17px;line-height:1.72;color:var(--slate);font-weight:300;margin:0 0 18px}.adviselink-home .paper__body li b,.adviselink-home .paper__body p b{color:var(--navy);font-weight:700}.adviselink-home .paper__body h3{font-size:clamp(20px,2vw,24px);color:var(--navy);margin:34px 0 12px;line-height:1.3}.adviselink-home .paper__body h4{font-family:var(--body);font-weight:700;font-size:16px;letter-spacing:0;color:var(--teal-dark);margin:26px 0 8px;line-height:1.4}.adviselink-home .paper__body a:not(.btn){color:var(--teal-dark);text-decoration:none;border-bottom:1px solid rgba(13,88,120,.42)}.adviselink-home .paper__body a:not(.btn):hover{border-bottom-color:var(--teal-dark)}.adviselink-home .bl,.adviselink-home .nl{margin:0 0 20px;padding:0;list-style:none}.adviselink-home .bl li,.adviselink-home .nl li{position:relative;padding:0 0 12px 26px;font-size:16.5px;line-height:1.68;color:var(--slate);font-weight:300}.adviselink-home .bl li:before{content:"";position:absolute;left:4px;top:12px;width:6px;height:6px;border-radius:50%;background:var(--teal-dark)}.adviselink-home .nl{counter-reset:arg}.adviselink-home .nl li{counter-increment:arg;padding-left:34px}.adviselink-home .nl li:before{content:counter(arg) ".";position:absolute;left:0;top:0;font-weight:900;color:var(--teal-dark);font-size:15px}.adviselink-home .bl--tight li{padding-bottom:8px;font-size:16px}.adviselink-home .pull{margin:30px 0;padding:4px 0 4px 24px;border-left:3px solid var(--gold);font-family:var(--display);font-style:italic;font-size:clamp(20px,2.1vw,25px);line-height:1.45;color:var(--navy)}.adviselink-home .pull p{font:inherit;color:inherit;margin:0}.adviselink-home .pstats{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--navy-line);border:1px solid var(--navy);margin:6px 0 34px}.adviselink-home .pstat{background:var(--navy);padding:26px 24px 22px}.adviselink-home .pstat__v{font-family:var(--display);font-weight:700;font-size:clamp(34px,3.6vw,44px);line-height:1;letter-spacing:-.02em;color:var(--gold-lift)}.adviselink-home .pstat p{margin:12px 0 0;font-size:14.5px;line-height:1.55;color:var(--mist)}.adviselink-home .pstat__s{margin-top:12px!important;font-size:9.5px!important;font-weight:900!important;letter-spacing:.22em;text-transform:uppercase;color:var(--mist-dim)!important}.adviselink-home .pnote{margin:22px 0 24px;padding:16px 22px;border-left:3px solid var(--teal-dark);background:var(--tint)}.adviselink-home .pnote p{margin:0;font-size:15px;line-height:1.6}.adviselink-home .tbl{margin:22px 0 26px;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line-light)}.adviselink-home .tbl table{width:100%;min-width:620px;border-collapse:collapse;font-size:14.5px;line-height:1.5}.adviselink-home .tbl th{background:var(--navy);color:#fff;text-align:left;font-size:9.5px;font-weight:900;letter-spacing:.22em;text-transform:uppercase;padding:14px 18px;vertical-align:bottom}.adviselink-home .tbl td{padding:13px 18px;color:var(--slate);font-weight:300;border-top:1px solid var(--line-light);vertical-align:top}.adviselink-home .tbl tbody tr:nth-child(odd) td{background:var(--tint)}.adviselink-home .tbl td b,.adviselink-home .tbl td:first-child{color:var(--navy);font-weight:700}.adviselink-home .tbl td.cat{white-space:nowrap}.adviselink-home .mm{margin:26px 0 30px}.adviselink-home .mm__axis{display:flex;justify-content:space-between;gap:16px;font-size:9.5px;font-weight:900;letter-spacing:.22em;text-transform:uppercase;color:var(--slate-soft);padding-bottom:10px;margin-bottom:14px;border-bottom:1px solid var(--line-light)}.adviselink-home .mm__axis span:last-child{color:var(--gold-deep);text-align:right}.adviselink-home .mm__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;align-items:stretch}.adviselink-home .mstage{background:var(--tint);border:1px solid var(--line-light);border-top:3px solid var(--cyan);padding:20px 18px 22px}.adviselink-home .mstage:first-child{margin-top:54px}.adviselink-home .mstage:nth-child(2){margin-top:36px}.adviselink-home .mstage:nth-child(3){margin-top:18px}.adviselink-home .mstage__k{font-size:9.5px;font-weight:900;letter-spacing:.22em;text-transform:uppercase;color:var(--teal-dark);margin:0 0 6px}.adviselink-home .mstage h3{margin:0 0 10px;font-size:21px}.adviselink-home .mstage p{margin:0;font-size:14px;line-height:1.55}.adviselink-home .mstage--top{background:var(--navy);border-color:var(--navy);border-top-color:var(--gold)}.adviselink-home .mstage--top .mstage__k{color:var(--gold-lift)}.adviselink-home .mstage--top h3{color:#fff}.adviselink-home .mstage--top p{color:var(--mist)}.adviselink-home .path{margin:8px 0 10px;border-top:1px solid var(--line-light)}.adviselink-home .path__ph{display:grid;grid-template-columns:172px 1fr;gap:22px;padding:24px 0;border-bottom:1px solid var(--line-light)}.adviselink-home .path__when{font-family:var(--display);font-weight:700;font-size:15px;color:var(--gold-deep);line-height:1.4}.adviselink-home .path__when small{display:block;font-family:var(--body);font-weight:900;font-size:9.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--slate-soft);margin-top:6px}.adviselink-home .path__ph .bl{margin:0}.adviselink-home .path__ph .bl li:last-child{padding-bottom:0}.adviselink-home .src{margin:0 0 26px}.adviselink-home .src dt{font-size:14.5px;font-weight:700;color:var(--navy);margin:18px 0 3px}.adviselink-home .src dt:first-child{margin-top:0}.adviselink-home .src dd{margin:0;font-size:14.5px;line-height:1.6;color:var(--slate);font-weight:300}.adviselink-home .paper__legal{margin:28px 0 0!important;padding-top:20px;border-top:1px solid var(--line-light);font-family:var(--display);font-style:italic;font-size:13.5px!important;color:var(--slate-soft)!important}.adviselink-home .about__rings{width:min(820px,115vw);height:min(820px,115vw);right:-24%;top:-46%}.adviselink-home .about .split{margin-top:0}.adviselink-home .about__line{margin:clamp(38px,4vw,52px) 0 0;padding-top:26px;border-top:1px solid var(--navy-line);font-family:var(--display);font-size:clamp(18px,2vw,22px);line-height:1.5;max-width:70ch}.adviselink-home .about__line small{display:block;font-family:var(--body);font-size:15px;font-weight:300;color:var(--mist);margin-top:12px;line-height:1.65}.adviselink-home .about .actions{margin-top:28px}.adviselink-home .about__m{margin:22px 0 0;font-size:14px;color:var(--mist);font-weight:300}.adviselink-home .about__m a{color:var(--cyan);text-decoration:none}.adviselink-home .about__m a:hover{text-decoration:underline}.adviselink-home .dl{margin-top:clamp(48px,6vw,72px);padding:28px 30px;border:1px solid var(--navy-line);background:rgba(6,19,35,.6);display:flex;flex-wrap:wrap;align-items:center;gap:22px 30px}.adviselink-home .dl__icon{flex:none;width:44px;height:56px;border:1.5px solid var(--gold);position:relative;display:flex;align-items:flex-end;justify-content:center;padding-bottom:7px;font-size:9px;font-weight:900;letter-spacing:.18em;color:var(--gold-lift)}.adviselink-home .dl__icon:before{content:"";position:absolute;top:-1.5px;right:-1.5px;width:13px;height:13px;background:var(--navy-deep);border-left:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold)}.adviselink-home .dl__body{flex:1 1 320px}.adviselink-home .dl__k{font-size:9.5px;font-weight:900;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-lift);margin:0 0 6px}.adviselink-home .dl h3{font-size:21px;margin:0 0 6px}.adviselink-home .dl p{margin:0;font-size:14.5px;color:var(--mist);font-weight:300}.adviselink-home .dl__act{display:flex;flex-wrap:wrap;align-items:center;gap:14px 20px}.adviselink-home .dl__alt{font-size:11px;font-weight:900;letter-spacing:.17em;text-transform:uppercase;color:var(--mist);text-decoration:none;border-bottom:1px solid var(--navy-line);padding-bottom:2px}.adviselink-home .dl__alt:hover{color:var(--cyan);border-color:var(--cyan)}.adviselink-home .dl--form{align-items:flex-start}.adviselink-home .dl__form{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px 16px;margin-top:20px;padding-top:20px;border-top:1px solid var(--navy-line)}.adviselink-home .dl__field{display:block}.adviselink-home .dl__field span{display:block;font-size:9.5px;font-weight:900;letter-spacing:.22em;text-transform:uppercase;color:var(--mist-dim);margin-bottom:7px}.adviselink-home .dl__field input{display:block;width:100%;font-family:var(--body);font-size:15px;color:#fff;background:rgba(13,27,62,.8);border:1px solid var(--navy-line);padding:11px 13px;border-radius:0;outline:none;transition:border-color .2s}.adviselink-home .dl__field input:focus-visible{border-color:var(--gold);outline:2px solid var(--gold);outline-offset:2px}.adviselink-home .dl__field input:disabled{opacity:.6}.adviselink-home .dl__hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}.adviselink-home .dl__submit{grid-column:1/-1;display:flex;flex-wrap:wrap;align-items:center;gap:12px 22px;margin-top:4px}.adviselink-home .dl__submit .btn:disabled{opacity:.7;cursor:default;transform:none}.adviselink-home .dl__fine{margin:0!important;font-size:13px!important;color:var(--mist-dim)!important;max-width:44ch}.adviselink-home .dl__err{grid-column:1/-1;margin:0!important;font-size:14px!important;color:#f0c9a6!important}.adviselink-home .dl__err a{color:var(--cyan);text-decoration:none}.adviselink-home .dl__note{margin-top:10px!important;color:var(--gold-lift)!important}@media (max-width:940px){.adviselink-home .paper__grid{grid-template-columns:1fr;gap:34px}.adviselink-home .toc__in{position:static}.adviselink-home .toc ol{display:grid;grid-template-columns:1fr 1fr;gap:0 24px}.adviselink-home .toc a{margin-left:0;padding-left:10px;border-bottom:1px solid var(--line-light)}.adviselink-home .paper__body{max-width:none}.adviselink-home .mm__grid{grid-template-columns:1fr 1fr}.adviselink-home .mstage:nth-child(n){margin-top:0}}@media (max-width:720px){.adviselink-home .pstats{grid-template-columns:1fr}.adviselink-home .path__ph{grid-template-columns:1fr;gap:12px}.adviselink-home .phero__meta{gap:14px 26px}.adviselink-home .dl__form{grid-template-columns:1fr}}@media (max-width:580px){.adviselink-home .mm__grid,.adviselink-home .toc ol{grid-template-columns:1fr}.adviselink-home .dl{padding:24px 22px}}